Terms & Conditions

Last Updated: August 2, 2026

Welcome to FMA by Abhishek (“FMA,” “we,” “our,” or “us”). By accessing or using this website, you agree to comply with these Terms & Conditions. If you do not agree with any part of these terms, please discontinue using this website.

1. Purpose of the Website

FMA by Abhishek is an educational platform that shares information and insights related to personal finance, investing, stock markets, banking, economics, and financial literacy. All content is provided solely for educational and informational purposes.

2. No Financial, Investment, or Professional Advice

The information published on this website does not constitute investment, financial, legal, tax, accounting, or professional advice.

All opinions expressed are personal and are based on publicly available information or independent analysis. Before making any financial decision, you should conduct your own research and consult a qualified professional where appropriate.

Your use of any information on this website is entirely at your own risk.

3. Accuracy of Information

We strive to provide accurate and up-to-date information; however, financial markets, regulations, and economic conditions change frequently.

We do not guarantee that all information on this website is complete, accurate, current, or free from errors.

4. Intellectual Property

Unless otherwise stated, all original content published on this website—including articles, graphics, logos, videos, illustrations, downloadable resources, and other materials—is the intellectual property of FMA by Abhishek and is protected under applicable copyright and intellectual property laws.

You may:

  • Read and share links to our content.
  • Quote brief excerpts with proper attribution.

You may not:

  • Copy, reproduce, republish, sell, or distribute substantial portions of our content without prior written permission.
  • Use our content in a misleading or unlawful manner.

5. User Conduct

By using this website, you agree not to:

  • Violate any applicable laws or regulations.
  • Attempt to gain unauthorized access to the website or its systems.
  • Distribute malware or harmful software.
  • Post spam, abusive, defamatory, or unlawful content.
  • Interfere with the operation or security of the website.

6. Third-Party Links

This website may contain links to third-party websites, products, or services for your convenience.

We do not control or endorse the content, accuracy, privacy practices, or policies of third-party websites and are not responsible for them. Visiting third-party websites is at your own discretion and risk.

7. Affiliate Links and Sponsored Content

Some pages may contain affiliate links or sponsored content. If you purchase a product or service through such links, we may earn a commission at no additional cost to you.

Any sponsored or promotional content will be identified where appropriate. Our opinions and recommendations remain independent.

8. Comments and User-Generated Content

If commenting is enabled, users are responsible for the content they submit.

We reserve the right to edit, moderate, or remove comments that are spam, offensive, misleading, defamatory, unlawful, or otherwise inappropriate.

9. Limitation of Liability

To the fullest extent permitted by law, FMA by Abhishek, its owner, contributors, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from:

  • Use of this website.
  • Reliance on any information provided.
  • Investment or financial decisions made by users.
  • Errors, omissions, interruptions, or technical issues.

You acknowledge that financial decisions involve risk and accept full responsibility for your own actions.

10. No Guarantees

We do not guarantee:

  • Investment returns.
  • Profitability.
  • Accuracy of market predictions.
  • Future financial performance.
  • Availability of any specific content or services.

Past performance is not indicative of future results.

11. Privacy

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your information.

12. Changes to These Terms

We reserve the right to update or modify these Terms & Conditions at any time without prior notice.

The updated version will be published on this page along with the revised “Last Updated” date. Continued use of the website after changes are posted constitutes acceptance of the revised terms.

13. Governing Law

These Terms & Conditions shall be governed by and interpreted in accordance with the laws of India. Any disputes arising from the use of this website shall be subject to the jurisdiction of the competent courts in India.

14. Contact

If you have any questions regarding these Terms & Conditions, you may contact us:

Email: abhishek.fma@gmail.com

Thank you for visiting FMA by Abhishek and for supporting our mission to make finance and investing education clear, practical, and accessible.